Gukura 2 Scale ni umushinga wimyaka 5 washyizwe mubikorwa na consortium yimiryango itatu (AFR, ESP na BPN) kubufatanye na Mastercard Foundation. Uyu mushinga ugamije gushyira urubyiruko 44,600 mu bikorwa byiyubashye kandi byuzuye (D&F), aho abagore 70% bafite ubumuga n’impunzi 5%. BPN yibandaho muri uyu mushinga ni ukwihutisha iterambere ry’imishinga iciriritse iyobowe n’abagore mu bucuruzi bw’ubuhinzi n’ubukerarugendo n’ubukerarugendo (T&H), cyane cyane mu kuzamura amasoko n’imari. BPN izashyigikira ba rwiyemezamirimo bakomeye bo muri ba rwiyemezamirimo na gazelle kugira ngo bateze imbere iterambere, guhanga imirimo, guteza imbere ubumenyi, no kwinjiza amafaranga, hibandwa cyane ku kugabanya ubukene mu bagore, urubyiruko, ababana n'ubumuga, n'impunzi.
Gahunda ya BPN Rwanda munsi ya Mastercard Foundation G2S Umushinga
1. Gahunda y'Ingamba:
Gahunda ya Strategize muri BPN nigikorwa cyamezi 3 giha imbaraga ba rwiyemezamirimo gusobanura icyerekezo ninshingano zabo mugihe bategura ingamba zisobanutse, zifatika. Binyuze mu buryo bwatoranijwe bwo gusaba, abitabiriye amahugurwa bahuguwe mu kwandika gahunda y’ubucuruzi, kwerekana imishinga y’ubucuruzi, no kubika ibitabo, hamwe n’imyitozo ine yo gutoza yatanzwe ninzobere zifite uburambe zitanga ubuyobozi bwihariye. Porogaramu kandi itanga ibidukikije byunganira kwiga, aho ba rwiyemezamirimo bashobora guhuza, gukorana, no kwigira kubyo buri wese yiboneye. Iyo porogaramu irangiye, abitabiriye amahugurwa bazaba bafite ingamba zisobanutse neza z’ubucuruzi, guhuza imari, hamwe n’ibikoresho bifatika, inyandikorugero, hamwe n’ibikoresho byo gushyira mu bikorwa mu bucuruzi bwabo kugira ngo batsinde igihe kirekire. Gahunda ya Strategize yibanze ku bisubizo, igamije kwemeza ko ba rwiyemezamirimo bagenda bafite umusingi ukomeye wo gutera imbere no gufata ibyemezo bifatika, bagashyira ubucuruzi bwabo ku ntsinzi irambye.
Ibikorwa: Amahugurwa yo Gutezimbere Ingamba no gutoza
Intego: Bootstrapper SMEs
Igihe rimara: amezi 3
2. Iyi gahunda itanga amahugurwa yibanze mubuyobozi bwubucuruzi, imari, kwamamaza, nubuyobozi, guha ba rwiyemezamirimo ubumenyi bukenewe kugirango bakure kandi bayobore neza imishinga yabo. Byongeye kandi, porogaramu itanga amahugurwa ashingiye kubikenewe bijyanye nibibazo n'amahirwe ya buri wese mu bitabiriye amahugurwa. Ba rwiyemezamirimo muri Gahunda ya Up-Up nabo bahabwa umutoza umwe-umwe, wihariye kugirango ufungure ubushobozi bwuzuye bwa nyir'ubucuruzi, gukemura ibibazo bya buri muntu no gutanga ubuyobozi ku kuzamura ubucuruzi. Porogaramu itanga amahirwe yo guhuza, yemerera ba rwiyemezamirimo kumenya ubufatanye bushobora kuba, haba kubaguzi, abagurisha, cyangwa abo bakorana, no korohereza imyigire y'urungano mubitabiriye amahugurwa. Byongeye kandi, Gahunda-Intambwe itanga uburyo bwo kubona imari kugirango ishyigikire ubucuruzi, ifasha ba rwiyemezamirimo kubona inkunga ikenewe kugirango ibikorwa byabo byiyongere. Yibanze ku kuzamura iterambere rirambye, gahunda igamije kongerera ubushobozi ba rwiyemezamirimo guteza imbere ubucuruzi bukomeye, buhamye kandi bukabashyira ku ntsinzi y'igihe kirekire.
Ibikorwa: Amahugurwa yo gucunga ubucuruzi, gutoza abayobozi, amahugurwa yihariye yumurenge, amahugurwa kubakozi, guhuza no kubona imari
Intego: Bootstrapper SMEs
Igihe rimara: Imyaka 2
3. Gahunda ya Impala
Tekereza u Rwanda aho ba rwiyemezamirimo b'abagore batabaho gusa, ahubwo bagatera imbere rwose. Gahunda ya Impala ni umwaka umwe wo gutangiza ubucuruzi bushoboka cyane buyobowe nabagore bahoze bafite icyerekezo gisobanutse, ariko inzira zabo zo gukura zahindutse igicucu kubisabwa byo gukomeza umutekano mubucuruzi no kugendana ninshingano zabo. Impala iha imbaraga abagore kugarura no gusobanura icyerekezo n'intego zabo, guhindura icyifuzo mubikorwa. Binyuze mu mahugurwa y'intoki, gutoza kugiti cye, inkunga ya tekiniki, no kugera ku miyoboro ikomeye, abitabiriye amahugurwa bunguka ibikoresho, icyizere, kandi bisobanutse bikenewe kugirango bongere ubucuruzi bwabo kandi bayobore bafite intego. Niba witeguye kuganza disiki yawe hanyuma ukagaruka munzira yo gukura, Impala yagenewe neza kuri wewe. Porogaramu iguha ingamba zubucuruzi zisobanutse, zifatika, zigufasha kuyobora ushize amanga no kubaka uruganda rurambye, rukomeye.
Ibikorwa: Gusuzuma ubucuruzi, Amahugurwa yo Gukura Amahugurwa & gutoza, ubujyanama bwa tekiniki, inama, guhuza, kubona imari yimari
Intego: Ba rwiyemezamirimo b'abagore Gusa: Bootstrapper SMEs
Igihe rimara: Umwaka 1
4. Topify Gahunda
Gahunda ya 'Topify' yateguwe mu rwego rwo gushyigikira imishinga mito n'iciriritse ya Gazelle izamuka cyane, imishinga yashinzwe, ibafasha kugera ku ntego zabo zingana, harimo, ariko ntibigarukira gusa, kongera amafaranga n’inyungu, kuzamura amafaranga, kwinjira mu masoko mashya, kunoza imikorere, n'ibindi. Porogaramu ikora imyaka irenga ibiri, hamwe nibikorwa biteganijwe kuzamura iterambere ryubucuruzi. Gahunda yacu yo guhitamo isuzuma imitekerereze ya rwiyemezamirimo ndetse niterambere ryubucuruzi.
Ibikorwa: Gutezimbere ingamba ziterambere, amahugurwa yihariye yumurenge ninama ngishwanama, ubujyanama tekinike, gutoza abayobozi nubuyobozi, kubona imari, kumenyekanisha mpuzamahanga, guhuza imiyoboro.
Intego: Gazelles SMEs
Igihe rimara: Imyaka 2
Turashishikariza cyane urubyiruko, abagore, ababana n'ubumuga (PWDs), n'impunzi gusaba.
